What Is #NoSpendSeptember? & How To Execute It
It’s the beginning of September and I am bringing back my version of #NoSpendSeptember challenge.
Over that past few days, I have gotten alot of feedback and misconceptions of what #NoSpendSeptember is. This challenge does not mean you do not spend any money at all. That is impossible to do, if you can do it pat on the back.
I wanted to do this challenge because with quarantine, I realized I was spending alot of money on nonsense. Within the last month, I was ordering out for almost every meal and my savings wasn’t really going anywhere. Also, I opened a new bank account that will be able to help me reach my money goals, but I can’t reach them if I’ve fallen off. My end goal is to cut out leisure spending and get my budget back on track.
That is where I bring back an old challenge that I’ve done before to help me get back on track. Here is how I came up with my #NoSpendSeptember plan. You are not not spending money
#NoSpendSeptember, does not mean you are not spending money,
That would be impossible to not spend any money for a whole month. You still have to pay bills and living expenses to survive.
- Identify which spending habits you want to change
- Eating out TOO much
- Shopping and using everything asa. #treatmyself reasoning
- What Habits Do You Want To Change/Improve
- How much I’m eating out/ How much money I spend eating out
- My shopping habits
- Creating a budget
- Increasing my saving goals
- Implementing New Habits
- How much can I eat out a week
- What is my budget to shop
- What is my budget
My #NoSpendSeptember plan can be found here.
Reach out if you have any questions or want clarity on making a plan. Please note that I am not a financial advisor, just a girl trying to create some wealth around here.